We want to serve all lending needs of consumers and small businesses of Bharat, differentiating through product personalization & superior customer experience, enabled by a franchise that is ‘digital-at-the-core'

-Jairam Sridharan,

Managing Director

Who We Are

Piramal Capital & Housing Finance Ltd.(Piramal Finance), wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), is registered as a housing finance company with National Housing Bank (NHB) and engaged in various financial services businesses. It provides both wholesale and retail funding opportunities across sectors. In real estate, the platform provides housing finance and other financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance and flexi lease rental discounting. Hospitality sector financing is a recent foray of Piramal Finance. Here we are providing financing solutions to hotels which will be operated by branded players in established and emerging markets. The wholesale business in the non-real estate sector includes separate verticals - Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). CFG provides customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials, auto components etc. while ECL focuses on lending towards Small and Medium Enterprises (SMEs).

The introduction of retail lending was a natural progression attributed to the size, scale and growth of the company’s financial services business. The Housing Finance’s strength lies in its rich experience and its network in the wholesale lending and construction space.

Piramal Finance through its group companies provides customized strategies for institutional and retail investors such as Mumbai Redevelopment Fund focused on slum rehabilitation and Apartment Fund focused on bulk buying individual units (Through Piramal Fund Management) and strategic partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge.

Piramal Values

Award & Recognition

Company,Leadership
company-id,leadership-id
2020,2019,2018,2015-2017,2014-2016
c1-2020,c1-2019,c1-2018,c1-2015-2017,c1-2014-2016
2019,2018,2017-2016
c2-2019,c2-2018,c2-2017-2016
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c1-2020
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  • Legal at Piramal Finance wins the Banking and Financial Services In-House Team of the Year award at the ALB India Law Awards 2020.
c1-2019
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  • Piramal Finance recognized as India's 'Best Overall Investment Manager' at the 15th Annual Euromoney Real Estate Survey 2019.
  • Compliance at Piramal Finance recognized and awarded as the winner in the category ‘Out Of the Box Compliance Framework of the Year’ at the Compliance Leadership Summit 2019 organized by UBS Forums in partnership with Deloitte.
  • Piramal Finance Ranked 13th amongst Asia's 25 Best Workplaces 2019
  • Piramal Finance recognized as the 'Best Debt Provider of the Year - Alternative' among global players in the private equity space at the Private Equity Wire Awards 2019
  • Piramal Finance recognized as 'Outstanding Company in Infra Finance' at the 8th EPC World Awards.
c1-2018
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  • Ranked 1st amongst India’s Great Mid-Size Workplaces by Great Place to Work Institute
  • MCHI CREDAI Golden Pillar Awards: Piramal Finance - Emerging Home Loan Provider of the Year and Piramal Finance for Leading Real Estate Project Finance Company of the Year 2018
c1-2015-2017
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  • Great Places to Work in Financial Services
  • Best Overall Investment Manager (India) by Euromoney’s Real Estate Awards for 3 years in a row
c1-2014-2016
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  • Firm of the Year (India) by the PEI Global Private Equity Real Estate (PERE) awards
  • Best Domestic Fund House by CNBC Awaaz
c2-2019
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  • Mr. Khushru Jijina received the ‘Scroll of Honour’ at the #RealtyPlus Conclave and Excellence awards for his esteemed contribution in #NBFC sector.
  • Mr. Khushru Jijina recognized as ‘Professional Entrepreneur of the Year’ by Entrepreneur India Awards 2019.
  • Mr. Khushru Jijina conferred with ‘The Extraordinaire Game Changers’ award at the Brand Vision Summit for his exemplary work.
  • Mr. Khushru Jijina recognized as 'CEO of the Year' at the 8th EPC World Awards.
c2-2018
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  • Visionary in Real Estate Financing – NDTV Property Awards
  • Entrepreneur of the year in the financial services industry by Asia Pacific Entrepreneurship Awards (APEA)
  • Mr. Khushru Jijina awarded 'CXO of the Year' at the 10th Realty Plus Conclave & Excellence Awards - West
c2-2017-2016
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  • Business Leader of the year: Global Real Estate Congress
  • Asia One: Global India