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Documents Required for Personal Loan

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At Piramal Finance, we make your Loan Process hassle-free with Minimum Digital Personal Loan Documentation. You just need specific documents to get a Personal Loan for emergencies, education, weddings, travel, etc. These documents required for personal loan include an Aadhar Card, Pan Card, Salary Slip, and Photo.

The specific documents for personal loan may vary depending on factors such as your job, age, and gender. The specific documents needed may change based on your job, age, credit score and gender.

Once you submit and verify the documents, we will approve the loan amount. Hence, submitting all the documents at one go helps you in acquiring a personal loan instantly.

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Documents Required for Salaried Applicants

You typically need to provide certain documents to obtain a personal loan as a salaried individual. These may include proof of income, identification, address, and employment details. These documents are necessary to fulfil the loan requirements.

  • Labels:

    • Document Type
    • Personal Loan Documents for Salaried

  • Row 1:

    • Income Proof
    • Last 3 month's bank account statements / salary slips

  • Row 2:

    • Identity Proof
    • Aadhar Card, PAN Card, Voter's ID / Driving License

  • Row 3:

    • Address Proof / Proof of Residence
    • Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents

  • Row 4:

    • Proof of Employment
    • Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card

  • Row 5:

    • Investment Proof (If Any)
    • Copy of Receipts of Mutual Funds / Fixed Deposits / Recurring Deposits

  • Row 6:

    • Photograph
    • Latest Coloured Passport-Size Photograph
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Documents Required for Salaried Applicants

You typically need to provide certain documents to obtain a personal loan as a salaried individual. These may include proof of income, identification, address, and employment details. These documents are necessary to fulfil the loan requirements.

Document Type Personal Loan Documents for Salaried Income Proof Last 3 month's bank account statements / salary slips Identity Proof Aadhar Card, PAN Card, Voter's Id / Driving License Address Proof / Proof of Residence Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents Proof of Employment Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card Investment Proof (If Any) Copy of Receipts of Mutual Funds/ Fixed Deposits/ Recurring Deposits Photograph Latest Coloured Passport-Size Photograph
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Documents Required for Self-Employed Individuals

As a self-employed person, when applying for a personal loan, you need to gather certain personal loan required documents. These documents include tax returns, financial statements, bank statements, and proof of identity/address. These documents will support your loan application.

  • Labels:

    • Document Type
    • Personal Loan Documents for Self Employed

  • Row 1:

    • Income Proof
    • Latest Income Tax Returns, Business Financial Statement, Bank Statement, Audit Reports

  • Row 2:

    • Identity Proof
    • Aadhar Card, PAN Card, Voter's ID / Driving License

  • Row 3:

    • Address Proof / Proof of Residence
    • Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents

  • Row 4:

    • Office Address Proof
    • Incorporation Documents / Registration Certificate / GST Registration Document / Shop & Establishment Act Certificate

  • Row 5:

    • Proof of Office Ownership
    • Maintenance Bill / Property Document / Electricity Bill

  • Row 6:

    • Proof of Business Existence
    • Company Registration License / Tax Registration

  • Row 7:

    • Photograph
    • Latest Coloured Passport-Size Photograph
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Documents Required for Self-Employed Individuals

As a self-employed person, when applying for a personal loan, you need to gather certain personal loan required documents. These documents include tax returns, financial statements, bank statements, and proof of identity/address. These documents will support your loan application.

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Documents Required for Pensioners & Senior Citizens

Pensioners need to provide proof of pension, bank statements, and identification when applying for a personal loan.

Document Type Personal Loan Documents for Pensioners Income Proof Pension Documents / Bank Account Statement Identity Proof Aadhar Card, PAN Card, Voter's Id / Driving License Address Proof / Proof of Residence Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents Photograph Latest Coloured Passport-Size Photograph
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Documents Required for Pensioners & Senior Citizens

Pensioners need to provide proof of pension, bank statements, and identification when applying for a personal loan.

  • Labels:

    • Document Type
    • Personal Loan Documents for Pensioners

  • Row 1:

    • Income Proof
    • Pension Documents / Bank Account Statement

  • Row 2:

    • Identity Proof
    • Aadhar Card, PAN Card, Voter's ID / Driving License

  • Row 3:

    • Address Proof / Proof of Residence
    • Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents

  • Row 4:

    • Photograph
    • Latest Coloured Passport-Size Photograph
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Documents Required for Women

Female applicants need to submit the mentioned basic KYC documents to get an instant personal loan.

  • Labels:

    • Document Type
    • Personal Loan Documents for Women

  • Row 1:

    • Income Proof
    • Last 3 month's bank account statements / salary slips

  • Row 2:

    • Identity Proof
    • Aadhar Card, PAN Card, Voter's ID / Driving License

  • Row 3:

    • Address Proof / Proof of Residence
    • Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents

  • Row 4:

    • Proof of Employment
    • Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card

  • Row 5:

    • Investment Proof (If Any)
    • Copy of Receipts of Mutual Funds / Fixed Deposits / Recurring Deposits

  • Row 6:

    • Photograph
    • Latest Coloured Passport-Size Photograph
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Documents Required for Women

Female applicants need to submit the mentioned basic KYC documents to get an instant personal loan.

Document Type Personal Loan Documents for Women Income Proof Last 3 month's bank account statements / salary slips Identity Proof Aadhar Card, PAN Card, Voter's Id / Driving License Address Proof / Proof of Residence Aadhar Card / Driving License / Passbook / Utility Bills / Property Documents Proof of Employment Appointment Letter / Company Contract, Company or HR's Email ID, Official Identity Card Investment Proof (If Any) Copy of Receipts of Mutual Funds/ Fixed Deposits/ Recurring Deposits Photograph Latest Coloured Passport-Size Photograph
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Frequently asked questions

Is a Salary Slip mandatory for a Personal Loan?
Yes. Salary slip is mandatory while applying for a personal loan application, especially if you are a salaried individual. As an applicant, you can support these documents by submitting copies of your bank account statements or other above mentioned personal loan required documents.
Do all borrowers need to submit the same documents when applying for a personal loan?
The required documents for a personal loan application vary depending on the borrower's and loan types. The borrower's type can be categorized as salaried, self-employed, pensioners, or women. We may ask applicants to submit additional documents if necessary.
What is the minimum salary required to get a Personal Loan?
At Piramal Finance, you can get a loan at any salary starting from Rs.150,000. You must submit income, identity proof, and address proof to get the loan.
What documents are used as Income Proof?

Here is a list of personal loan documents that you can use as Income Proof.

  • Salary slips
  • Bank account statements
  • Income tax returns statements
  • Form 16 (for salaried individuals)
Can I get Personal Loan with Digital Documentation?
When you apply for a loan online, you can complete all the necessary paperwork digitally and get the instant loan right away.
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